[Back to Helpful Links] PLEASE NOTE THIS DISCLAIMER: NO ENDORSEMENT OR RECOMMENDATION OF ANY SERVICE, PRODUCT OR VENDOR SHALL BE INFERRED FROM THE PLACEMENT OF LINKS ON THIS SITE. Please consult your Dent K. Burk Associates, P.C. advisor before acting on any of the information on this page. Click here for contact information. AICPA Financial Literacy website CCH Financial Planning Toolkit

Income Tax and Estate Planning and Administration

Local IRS offices in Bristol and Johnson City - BurkCPA.com page Settle for pennies on the dollar? Read this first - BurkCPA.com Salvation Army - Donation Value Guide How Do I Adjust My Withholding Tax? - IRS Pub. 919 IRS Withholding Calculator Virginia Withholding Form VA-4 See our Income Tax Planning page See our Federal Income Tax research resource page See our Estate, Gift and Trust page MS Excel Auto Mileage Log Template What To Do If You Can't Pay Your Taxes - IRS page

Money Management and Budgeting resources for families

"Business Opportunity" Schemes - Federal Trade Commission Building Financial Freedom - Federal Citizen Information Center FAQs - Personal Finance - U.S. Treasury Teen Consumer Scrapebook - Washington State Attorney General website Intro to Accounting" - SimpleStudies.com Accounting Tutorial - West Virginia University Accounting Terminology Guide - NYSSCPA New Currency Indentification - US Bureau of Engraving and Printing Tips On Identifying Genuine U.S. Coins- US Mint MS Excel Personal Budget Template - MS Office

How to maintain and reconcile checking and other bank accounts

How to reconcile your bank statement - Non-Profit Financial Center Protecting Yourself From Overdraft and Bounced-Check Fees - OCC.gov Check Clearing for the 21st Century Act, "Check 21 - Consumers Union MS Excel Checkbook Register Template - MS Office Checkbook reconciliation tool

Consumer Purchasing Information

10 Things You Shouldn't Buy New - msn.com 66 Ways to Save Money - Federal Consumer Information Center Consumer Reports - Consumers Union Better Business Bureau Federal Consumer Information Center Internet Auctions: A Guide for Buyers and Sellers - US FTC A Consumer's Guide to E-Payments - US FTC Buying Prescription Medicines Online: A Consumer Safety Guide - US FDA States with Sales Tax Holidays - Federation of Tax Administrators Internet Purchases from Foreign Sources - U.S. Customs Tennessee Division of Consumer Affairs Consumer Product Safety Commission - recalls Tennessee Use Tax - Tn Department of Revenue Virginia Consumer Use Tax - Va Department of Taxation

Consumer Privacy Information

Credit Bureau Marketing Opt-Out Letter - FTC.gov National Do Not Call Registry - FTC.gov How To Reduce Spam - FTC.gov Privacy Resources - FCIC.gov Microsoft Windows Security - Microsoft.com

Senior Living

Senior Living page on burkcpa.com

College Education Links

IRS Pub. 970 Tax Benefits for College Education Parent and Student Guide to Federal Tax Benefits for Tuition and Fees - NASFAA.org FAFSA (Free Application for Federal Student Aid) On-Line Application page Sallie Mae homepage US Department of Education Financial Aid homepage Tennessee BEST program College Savings Network - 529 Plans (all 50 states) ETSU Office of Financial Aid

Investing Links

PLEASE REVIEW THE DISCLAIMER AT THE TOP OF THIS PAGE. Asset Allocator tool - BurkCPA.com financial tools Beginners' Guide to Investing - SEC Beginners' Guide to Mutual Funds - SEC Guide to Identifying and Avoiding Securities Fraud - SEC The Miracle of Compound Interest - americasaves.org American Bankers Association Consumer Page FDIC homepage US Savings Bonds and US Treasury Direct NY Stock Exchange individual investor page Securities & Exchange Commission publications index MBA Investors Guide to Municipal Bonds US Mint IRS Pub. 550 Investment Income and Expenses IRS Pub. 564 Mutual Fund Distributions IRS Pub. 544 Sales and Other Dispositions of Assets IRS Pub. 544 Basis of Assets IRS Pub. 561 Determing the Fair Value of Donated Property BetterInvesting.org (Investment Clubs) American Association of Individual Investors

Mortgages / Auto Loan and Debt Finance Links

Auto Registration - Tn County Clerks Directory Vehicle Leasing versus Purchase - Fed. Reserve Board Student loan interest versus home equity loan interest 12 Golden Rules for Financing Car Loans Can Flip Finances Upside Down - Washington Post article 4/24/04 Manage Debt Wisely - Texas Society of CPAs Improving Your Credit Profile: What You Can and Cannot Do - Better Business Bureau HUD "Personal Financial and Credit Statement" Fill-In Form (FORM # HUD-92417) IRS Pub. 936 Home Mortgage Interest Deduction Federal Reserve education page Freddie Mac Homebuyers page Fannie Mae's Homepath page FDIC Consumer Resources American Bankers Association Consumer Page Pay Day Loans - Washington State Attorney General website Bankruptcy information - Tennessee Bar Association Business reorganization and bankruptcy - burkcpa.com page

How to obtain your credit report

FTC's Free Credit Report page

Alternatives to credit cards

VISA Buxx Card - Parental Control Prepaid Debit Card VISA Travel Card - Prepaid Debit Card Mastercard Prepaid Debit Cards American Express Travel Funds Cards American Express Gift Debit Cards Be sure to read the FAQ's carefully. In rare circumstances it may be possible to "overdraft" a prepaid debit card.

Identity Theft Prevention & Recovery

Identity Theft page - BurkCPA.com

Retirement Planning Links

Local Social Security offices in Bristol and Johnson City - BurkCPA.com Find Your Retirement Age - Social Security Administration Pension Withholding Calculator - OPM.gov Social Security Administration Pension Benefit Guaranty Corp IRS Pub. 915 Social Security and Equivalent Railroad Retirement Benefits IRS Pub. 590 Individual Retirement Arrangements IRS Pub. 575 Pension and Annuity Income IRS Pub. 4141 Minimum Distribution Rules Rev. Proc. 2003-16 Hardship Waiver for 60 Day Rollover Rule Retirement Plan resources page on BurkCPA.com

Career Changes

Career Changes - BurkCPA.com

Household Employer Links

IRS Household Employers Guide TN [Unemployment] Employers Handbook TN Unemployment Local Offices TN Child Labor Act US Citizenship and Immigration Services

Personal Transportation Links

Clean-Fuel Vehicle Deduction Available for Certain Models - IRS Automobile Values: NADA Guides Automobile Values: Kelly Blue Book Automobile Values: Edmunds.com CarFax - vehicle history report service Motor Vehicle Safety Ratings - NHTSA Motor Vehicle Recalls - NHTSA IRS Pub. 4303 - A Donor's Guide to Car Donations Travel allowances and reimbursement - burkcpa.com page

Real Estate

IRS Pub. 530 Tax Information for First Time Homeowners IRS Pub. 523 Selling Your Home IRS Pub. 527 Residential Rental Property Section 1031 Like Kind Exchanges Deferred Like Kind Exchanges Tennessee Real Estate Assessment Data Tn Uniform Residential Landlord and Tenant Act Realtor.com WSJ Real Estate Journal - Wall Street Journal Fannie Mae- Property for Sale Freddie Mac - Property for Sale HUD - Property for Sale A seller's real estate agent represents most repossessed properties. Consider using a buyer's agent to help you check out repossessed property.

Life Insurance

IRS- FAQ's - Life Insurance & Disability Insurance Proceeds page IRS - Taxable Fringe Benefits - Group Term Life Insurance page Split Dollar Life Insurance - US Treasury Press Release JS-726 IR Code Sec. 101 - Certain Death Benefits Code of Federal Regulation Title 26, Volume 2, Sec. 1.101 et. seq. IR Code Sec. 1035 - Certain exchanges of insurance policies Code of Federal Regulation Title 26, Volume 11, Sec. 1.1035 et. seq. Rev. Rule 2003-76 Certain exchanges of insurance policies Code of Federal Regulation Title 26, Volume 2, Sec. 1.72.11(b) - If a policy dividend is a return of premium Insurance Information Institute National Association of Insurance and Financial Advisors National Association of Insurance Commissioners NAIC Links to State Insurance Department Web Sites American Council of Life Insurers What You Should Know About Buying Life Insurance - ACLI & U.S. Office of Consumer Affairs Federal Employees Group Life Insurance Program Booklet Assessing Your Life Insurance Needs and Options - VGLI INSURANCE OPTIONS FOR BUSINESS CONTINUATION - SBA Library

Risk Management - Insurance and disaster recovery

Tennessee Homeowners Insurance Guide Tennessee Consumer Insurance Guide Tennessee Auto Insurance Buyers Guide Disaster Recovery - A Guide to Financial Issues - American Red Cross Tax Relief in Disaster Situations - IRS A.M. Best Company [Insurance Company Ratings] FEMA.gov

Life Events - Getting Married, Having a Baby, etc.

Events in life that may have a significant tax impact - IRS Marriage License Process in Washington County, Tn Marriage License Process in Washington County, Va Healthy Marriage Initiative - DHHS.gov Request for Presidential Greetings - Whitehouse Exemptions, Standard Deduction and Filing Informaition - IRS Pub. 501 Application for a Social Security Card - Form SS-5 Popular Baby Names - Social Security Administration FirstGov for Parents List of gifts, checklist for thank you notes - MS Excel template Thank you letter template for MS Word Thank you card template for Avery 3266 card stock - MS Word template

Travel tips and tax information

Domestic Travel - burkcpa.com page Foreign Travel - burkcpa.com page

Disability Insurance & Disability Information

Benefits.gov - Your Benefits Connection IRS Pub. 524 - Credit for the Elderly or the Disabled Social Security Income: Regular & Disability Benefits - IRS page Disability Income - IRS page Life Insurance & Disability Insurance Proceeds - IRS page Disability Income Insurance Policy Comparison Checklist Purchasing Long Term Disability Income Insurance - Federal Consumer Information Center Information for Americans with Disabilities - Disability.gov Disability & Supplemental Security Income - SSA.gov Tax Benefits for Parents of Children with Learning Disabilities - Schwab Foundation Disablity Resources for Tennesseans - State of Tennessee Virginia Board for People with Disabilities

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